Remember 0% initial commission on all funds. 

Fund Name	Standard Initial Charge	Our Initial Charge*	Initial Commission	Saving on £10,000 investment**	Fund Managers AMC	Morning Star Rating 1	S&P Rating 2	More Info	Buy
First State Global Emerging Mkts Leaders	4%	0%	0%	£400	1.5%		A
Gartmore Emerging Markets Opportunities	5%	0%	0%	£500	1.5%		A
JPM Emerging Markets Fund	4.25%	0%	0%	£425	1.5%		AA
BlackRock Emerging Markets Acc	5%	1%	0%	£400	1.5%		A
BlackRock Emerging Markets Inc	5%	1%	0%	£400	1.5%		A
SWIP Emerging Markets Fund	5%	0%	0%	£500	1.5%		A
UBS Global Emerging Markets Equity	4%	1%	0%	£300	1.5%		A

Fund Name	Standard Initial Charge	Our Initial Charge*	Initial Commission	Saving on £10,000 investment**	Fund Managers AMC	Morning Star Rating 1	S&P Rating 2	More Info	Buy
Newton Income	4%	0.5%	0%	£350	1.5%		A

Fund Name	Standard Initial Charge	Our Initial Charge*	Initial Commission	Saving on £10,000 investment**	Fund Managers AMC	Morning Star Rating 1	S&P Rating 2	More Info	Buy
Jupiter Emerging European Opportunities	5.5%	0.25%	0%	£525	1.5%		A

Fund Name	Standard Initial Charge	Our Initial Charge*	Initial Commission	Saving on £10,000 investment**	Fund Managers AMC	Morning Star Rating 1	S&P Rating 2	More Info	Buy
AXA Global Growth Acc	5%	0.25%	0%	£475	1.5%
Baillie Gifford International Fund A Acc	5%	2%	0%	£300	1.5%		A
Fid WealthBuilder	3.5%	0.5%	0%	£300	1.39%		A
First State Global Opportunities	4%	0%	0%	£400	1.5%		A
Gartmore Global Focus Fund	5%	0%	0%	£500	2%		AAA
Insight Investment Global Alpha	4%	0%	0%	£400	1.5%		A
INVESCO PERPETUAL International Eqty Inc	5%	0%	0%	£500	1.5%		A
INVESCO PERPETUAL Global Smaller Cos Acc	5%	0%	0%	£500	1.5%		A
INVESCO PERPETUAL Global Smaller Cos Inc	5%	0%	0%	£500	1.5%		A
INVESCO PERPETUAL International Eqty Acc	5%	0%	0%	£500	1.5%		A
Investec Global Free Enterprise	4.5%	0.5%	0%	£400	1.5%		AA
Investec Global Equity Fund	4.5%	1.5%	0%	£300	1.5%		AA
Jupiter Global Managed Fund	5.25%	0.25%	0%	£500	1.5%		AA
Jupiter Merlin Worldwide Portfolio Acc	5.25%	0.25%	0%	£500	1.5%		AA
Jupiter Merlin Worldwide Portfolio Inc	5.25%	0.25%	0%	£500	1.5%		AA
M&G Global Leaders Fund A Acc	4%	1%	0%	£300	1.5%		AA
M&G Global Leaders Fund A Inc	4%	1%	0%	£300	1.5%		AA
New Star Tactical Portfolio A	5%	0.25%	0%	£475	1.5%		A
Newton International Growth	4%	0.5%	0%	£350	1.5%		AA
Rathbone Global Opportunities	5.5%	1%	0%	£450	1.5%		A
Templeton Growth Fund Inc	5%	2%	0%	£300	1.5%		AA
Threadneedle Global Select Fund	3.75%	0.75%	0%	£300	1.5%		A

* The Initial Charge after 100% of initial commission has been rebated and including any fund manager discounts, if applicable.

** Saving on £10000 investment through SFS Invest Direct. Figures accurate as at 01 January 2009.

¹ 'Morningstar rates investments from one to five stars based on how well they've performed in comparison to similar investments, after adjusting for risk and accounting for all relevant sales charges.' Source Morningstar

² 'Standard and Poor's Fund Services offers qualitative assessment of over 1,300 funds and the highest quality research on investment management capabilities. A team of 45 experienced analysts investigates and monitors long-only equity funds, fixed income funds, funds-of-hedge-funds and absolute return funds. The Fund Services methodology identifies the process, research skills, team strength and group solidity that lies behind the long-term outperformance of leading funds in each market and sector. Those that come through the process successfully carry a rating of quality recognised throughout the investment world.' - Source Standard & Poors

Position in the highly rated funds on the Fundsnetwork platform, December 2008. Based on gross funds placed under management, excluding funds re-registration. (Source Fundsnetwork).